How does your transmission pan get a leak?

I have a 2002 Chrysler Concord and I have had 3 transmission pan leaks since I bought this car. I bought it brand new. What exactly is the transmission pan and what does it do? How much, on average, is it suppose to cost to repair the leak? Sometimes I feel like I’m getting robbed by the mechanic because 1) I’m a woman and 2) I know nothing about cars. Any help would be appreciated. Thanks!



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